Wednesday, April 4, 2012
Check out our new site www.seamlesslysavvy.com
In order to better serve you we launched a new site! All of our current deals and steals are being posted on www.seamlesslysavvy.com
Come on over and see what we have to offer you now!
Monday, March 26, 2012
CVS Savings 3/25-3/31/12
CVS Savings 3/25-3/31/12
* Tip: Remember even if the price is Buy One Get One Free you CAN use a coupon for your already FREE product. CVS allows you to use a coupon for both products even if one will ring up free. You can also use a BOGO coupon on a BOGO sale to get BOTH FREE
Example:
Cologate BOGO Free
Purchase 2
Use (2) $.75 coupons
EASTER (SUN, MON , TUES ONLY)
Gold Emblem Jelly, $.99
Receive $.99 ECB
Mars Easter Egg or Bunny Single, 2/$1
Use $1/2 coupon from 3/18 RP (This one is different from the others because their is NO size restrictions)
Final Cost FREE (Plus receive $1 ECB)
M&M's BOGO FREE
Use $1/2 coupon from 3/04 RP
Final Cost...Varies on Buy on Price
Food/Drinks
Crystal Light Singles – 2 for $1 (near the cooler)Use the $1/2 coupon SS 3/18 (no size restriction)
Final Cost FREE
Folgers Coffee 2/$7
Use $.25 coupon 3/25 Red Plum
Final Cost $3.25
Starbucks Coffee, $7.99
Use $1.50/1 coupon 3/25 Smart Source
Final Cost $6.49
Personal Care
Colgate Optic White toothpaste 4 oz $3.99
Final Cost $3.99 (Receive $2 ECB) (Limit 2)
Final Cost $3.99 (Receive $2 ECB) (Limit 2)
Colgate 360' $2.99
Use $.75/1 coupon www.coupons.com
Final cost $2.24 (receive $2 ECB that's like getting it for $.24!)
Schick Hydro Silk Razor 1ct. $9.99
Use
Spend $15 Receive $5 ECB's
Men's Dove, Axe, Vaseline or Caress
Use coupons from 3/25 Red Plum
Final Cost Varies depending on combo purchased
Pond's, $5.99
Use $1/1 coupon 3/25 Red Plum
Final Cost $4.99 (receive $2 ECB)
Philp's Norelco Power Touch $76.99
Use $5/1 coupon 3/25 Smart Source
Final Cost $71.99 (Receive $10 ECB)
It's NEVER to early to think about Father's Day!
Household
Spend $30 Get $10 ECB
Bounty Paper towels 12pk. $10,
Sunday, March 25, 2012
How to tell if you are printing Target or Manufacturers coupons
Target coupons: We all LOVE them but they are so darn hard to figure out if they will print as a Manufacturers coupon or a Target coupon. I did some snooping around the Internet and found a post on www.totallytarget.com. There she has some GREAT tips show how to tell the difference. I tested these tips and it was dead on each time!
1) The way it states the product:
Manufacturer's coupons state “when you buy” on the coupon. It will look like this
Target Coupons will “with purchase of” or just state the product name. It may look like this.
2)Properties:
If you right click over the picture, scroll down to Properties and if it says TARGET in the link it is a TARGET coupon. If Target is not stated it is likely a MFT coupon.
Walgreens Savings 3/25-3/31/12
Savings for Walgreens 3/25-3/31/12
Coffee Mate Creamer $1.79
Use BOGO coupon from (Make Cents To Save FB page)
Final cost $.90 each
Kettle Chips $2.00
Use $1/1 coupon 3/18/12 Red Plum insert
Final Cost $1.00
Milk $2.99
Always Products $3.99
Use $0.50/1 Always Pantiliners 03/04/2012 P&G Insert
Use $0.50/1 Always Pads or Feminine Cleansing Cloths 03/04/2012 P&G Insert
Use $1/1 Tampax Pearl, Pearl Compak or Radiant 03/04/2012 P&G insert
Final Cost as low as $2.99 ( Receive $1 RR)
Kotex Tampons, Liners or Pads at $3.50, Get $3 Register Rewards WYB 2
Purchase 2
Use 2 $1/1 coupons from www.Kotex.com
Final Cost $2.50 each (Receive $3 RR)
Extra Strength Mentholatum Pain Relief at $5.99
Final Cost $5.99 (Get $5 Register Rewards)
Charmin Toilet Paper, $2.99
Use $.25/1 from P&G 3/4/12 insert
Final Cost $2.74
Household Cleaners 2/$6Fantastik, Windex, Shout, Scrubbing Bubbles Bath Cleaner or Foamer
Use $1/2 Windex Glass Cleaner 03/25/2012 Smart Source Insert
Use $0.55/1 Shout 03/25/2012 Smart Source Insert
Use $1/1 Scrubbing Bubbles Bathroom Cleaner 3/25/12 Smart Source
Use $1/2 coupon www.coupons.com
Stack with $1/2 Scrubbing bubbles coupon (March Walgreens Savings Book)
OR
Stack with $1/2 Windex or Shout coupon (March Walgreens Savings Book)
Final Cost $1.95 each
Viva Paper Towels $5.99
$1/1 Viva Paper Towels, 6 rolls (March Walgreens Savings Book)
Final Cost $4.99
Glade Sense & Spray Air Freshener Kit $7.99
Use $3/1 coupon Smart Source 3/25/12 insert
Final Cost $4.99 (Receive $2 RR)
Glade Air Freshener $4.49
Use $1/1 coupon Smart Source 3/25/12
Final Cost $3.49 (Receive $1.50 RR)
See your local AD for more Register Rewards and Savings Deals.
For more coupon match up's for Walgreens check out
http://www.commonsensewithmoney.com/2012/03/walgreens-deals-and-coupon-matchups-325-331/
*Disclaimer on deals beyond Makes Cents To Save Site. Coupons are regional, not all coupons or deals listed will be available to our region. Check your ad before shopping the deals listed.
Tuesday, March 20, 2012
Save Mart Savings 3/21-3/27/12
You can view Save Mart's weekly AD, see more in-store coupon deals and find more printable coupons at www.savemart.com
Produce:
Fuji Apples $.47/lb
Avocado's 2/$1
Pear's $.99/lb
Strawberries $2.99 each
($1.50 each at Foods Co this week)
Baby Lemons 10/$1
Meat:
Pork Chops $1.69/lb
($1.27/lb at Foods Co this week)
White Shrimp $3.99/lb
Country Style Ribs $1.77/lb
Boneless Chuck Roast $3.99/lb
Tyson Cooked Chicken Breast/Fillets $6.99
Foster Farms Lunch Meat $2.99
Other Deals:
Buy 4 Save $4 price
Fiber One Or Nature Valley Granola Bars $1.79
(This is a decent price even without a coupon)
Buy 4 Save $4
Kelloggs Frosted Mini Wheats
Purchase 4
Use (2) $1/2 Frosted Mini Wheats coupon printed from
www.kelloggs.com (print 2)
Final Cost $1.49 Each
Rice A Roni or Pasta Roni, $.88
Purchase 4
Use $1/4 coupon from Facebook
https://www.facebook.com/dialog/oauth?client_id=151735098263476&scope=user_likes&redirect_uri=http://www.facebook.com/RiceARoni?sk=app_151735098263476
Final Cost $.63 each
Planters Peanut Butter 2/$5
Purchase 2
Use (2) $1/1 coupon print here
http://instoresnow.walmart.com/enhancedrendercontent_ektid99101.aspx#/coupons
Final Cost $1.50 Each
Minute Maid Pure Squeezed Orange Juice, 59oz- $2.50
Use $.75/1 coupon www. coupons.com
Final Cost $1.75
In Store Coupon Deals:
Kraft Velveeta Cheesey Skillet $1.69 (Limit 4)
Stack with $.75/1 coupon from 3/18/12 coupon insert OR
$.55/1 Facebook coupon offer
http://www.facebook.com/dialog/oauth?client_id=293449540678248&redirect_uri=https%3A%2F%2Fwww.velveetacheesypoll.com%2Fcoupon-generator%2Fcurrent%2Fperms.granted.php&scope=publish_stream&state=8896c115e201c184b2c8a6534a296eba
Final Cost as low as $.94
Sunny Select 100% Apple Juice or Apple Sauce 2/$3.00 (Limit 4)
Valley Fresh Chunk Chicken $.99 (Limit 3)
Hillshire Farms Smoked Sausage links or ropes $1.99 (Limit 4)
Daily Deals until March 26th 2012 are as follows:*MONDAY Del Monte Bananas $.39/lb (Limit 8)
*TUESDAY Fresh 80% lean Ground Beef $1.69/lb (Limit 2 packs)
*WEDNESDAY Sunny Select Large Eggs $.69/dz (Limit 2)
*THURSDAY Fresh Atlantic Salmon Fillets $3.99/lb (Limit 5lbs)
*FRIDAY Bayview Farms Orange Juice $.99/64oz (Limit 2)
*SATURDAY Kelloggs Cornflakes OR $1.49 (Limit 2)
General Mills Frosted Toast Crunch
*SUNDAY Frito-Lay Variety Pack (12 ct) $1.79 (Limit 2)
* On the Kelloggs Cornflakes do this deal to make them $.99 each
Purchase 2 Cornflakes
Use $1/2 kellogg's coupon www.coupons.com
Final Cost $.99 each.
Foods Co Savings for 3/21-3/27/12
I was kinda bummed that the Ad was not that great. Actually sale ad's and coupons all around aren't that great. This is why having a small stockpile of things is great. No not like the show hoarders. I will be posting my tips on how I "Stockpile" and how my system keeps me from being a hoarder of deals.
Produce:
Fresh Strawberries, Blueberries, and Blackberries 2/$3
Last week these were 2/$4 (Stock up and freeze some)
Seedless grapes $1.98/lb
Broccoli- $.78/lb
Roma Tomatoes $.98/2lbs
Meats:
Pork Sirloin End Chops $1.27/lb
Whole chicken twin pack or Leg Quarters $.77/lb
Pork Shoulder Meat $2.48/lb
Beef T-bone or Porter house steaks $5.98/lb
Personal Care:
VO5 Shampoo or Conditioner $.78
(Great to use if you make your own fabric softener)
Suave deodorant, Chapstick, and Petal Fresh Lotion 10/$10
(Not part of the pick 10 save $5 deal and you do NOT have to buy 10 get them for $1)
Other deals:
Van De Kamp's Premium bread. $.98
(I have tried their wheat bread and was surprised how soft it was for a "off" brand. Sometimes they can be really dry however this brand is good)
Van De Kamp's Hot dog and Hamburger buns. $.98
Bimbo Bread $1.98
(I have tried this bread as well. Despite its weird name they have a great whole grain white bread that actually has more vitamins then Iron Kids bread and it is super soft)
Foster Farms Turkey Lunch Meat 2/$4
Kellogg's Select Cereals 2/$6
Buy 10 Save $5 Products : (You must purchase 10 mix and match items in ONE transaction or these prices increase by $.50. Limit 50 mix and match items in ONE transaction)
Sunny D 64oz $.98
Doritos/Lay's chips $1.98
Arrow head water 3 liters $.48
Capri Sun $1.78 (Stock up price)
Use Buy 3 Get 1 Free coupon from 3/18/12 coupon insert
Oreo Cookies $2.48
(Down $.50 from last weeks price)
Van De Kamp's Fish sticks/fillets/portions $2.98
Dona Maria Nopalio's/Mole $1.28
Kraft Miracle Whip or Mayo $2.48
Kraft America or 2% slices/ Shredded Cheese $1.98
(You can freeze shredded cheese)
Purchase 2
Use $.50/2 Shredded cheese www.coupons.com
Final Cost $1.73 Each
Yuban/Maxwell House coffee 33-34.5oz $6.98
La Victoria Enchilada Sauce $1.28
Colgate premium toothpaste/toothbrush $2.48
Use $1/1 coupon toothpaste www.lozo.com
Final cost $1.48
Select Dannon Multi Pack Yogurt $1.48
Pepsi, Diet Pepsi, Crush $.98
Palmolive dish soap, Suavitel fabric softener $1.98
Use $.50/1Palmoive www.lozo.com
Final cost $1.48
Select Breyers Ice Cream $2.98
Tyson chicken nuggets/tenders $3.98
Hot or Lean Pockets 12 pk $9.78
Use $1.40/1 pack larger than 8ct www.lozo.com
Final Cost $8.38
Tombstone original pizza $2.98
Smart One Entrees $1.48
$1/5 Print from link
http://www.eatyourbest.com/savings-and-promotions.aspx
Stouffer's Party Size Lasagna or Chicken enchilada's $9.98
Hungry Man Dinners $1.78
Jimmy Dean Breakfast items $3.98
Knudsen sour cream $1.98
Oscar Mayer Hot Dogs $1.48
Rich Girl Gone Broke..My story fighting debt, saving money and using cash to save.
Cash: We all want more of it, yet the number has grown to 70% of Americans living paycheck to paycheck that number up from 42% of in 2010. Three-Quarters of Americana's are barely making ends meet. Count 10 houses on your block and 7 of them are barely making it. YIKES! Upper class neighborhoods the studies show 8 OUT of 10 are struggling. Truth is we were once part of that percent. I use to think that we simply didn't make enough money and things would never change. As long as we had kids we would be: Broke, In debt, and always fighting over money. I was fed up! I became the "Rich Girl Gone Broke" I was sick of always being sick over money! They say it is the root of all that is evil, well I disagree. Being financially smart is freeing! With more money in our pockets we can give more, stress less and enjoy our simple life. 
I paid the bills in our house and balance the check....Why not my husband? Well it became a habit not in a good way but in a if he doesn't see it he can't complain habit. I also did ALL the shopping in our house. When my husband would say something about how much I spent at Target I would fire back with "You have NO idea how much it cost to feed and cloth 7 people". He would say "there is no reason why we should be living paycheck to paycheck" Oh course I would always have something back to say to that....This is where you insert a huge fight over money. I was set in my ways. I didn't want to hear any of his ideas on how we could save money. It wasn't going to help.
One day I was reading a post on Facebook about Dave Ramsey. I had heard of Dave and his program before, his lifestyle changes didn't seem like something I would ever dream of doing. This time something was different, something clicked. I was done being broke all the time, always telling my boys no we can't afford things, and fighting over our lack of money. I THOUGHT I was doing my best, buying store brands, shopping the clearance racks. I soon found out it wasn't a income problem it was a spending problem. I spent about an hour looking around his website, watching a few videos, and reading success stories. The cost of the 12 week course $100. Truth is I didn't even have the $100 to take the course. I printed off his budget forms and free tips then sat down to make a budget. I was shocked to see just how much money we should have at the end of the month, how much we spent on random things, and just how much debt we had. Close to $7,000 in credit card debt. How did that happen? I hardly used credit cards. Well, here and there it added up to $7,000. That made me sick to look at it. Every month we were paying over $450 a month just in credit card bills. I started figuring out how much better we would be off if we had that $450 a month in my pocket. The thought of being debt free seemed like sweet relief. I sat down to see how I could budget lunch money for the boys, fun, date nights, tutoring, food, and more.
1)Make a list of a few categories. Food, Household, Fun, date money and Gas (Fill in others that you may spend regularly. These are the basic 5 I started with)
2)Take a look through your banking statements and roughly added up what you spend on Food, Household (Trips to Target, Walmart,etc), eating out, going to the movies "Fun" things, what (if any) you spend on date night, and gas. Write that average down over 2-3 months next to each category.
It's really that simple. Now that you know what you spend figure out how you are going to divide it up each month. I divide my monthly cash stash in half. On the 1st and 15th of the month I pull out my the set amounts for each category and stash them in labeled envelopes I made from card stock (I just started using the $1 coupon holder from Target I labeled each slot with my categories. I also have a slots for my Extra care bucks and Register Rewards. Its working way better than the envelopes for me.)
Here's is a example of what it looks like:
Food- $500
Household -$200
Fun-$150
Date $100
Meds- $50
___________________________
Total $1,000
1st of the month-Take $500 out.
Divide into categories
Food-$250
Household-$100
Fun $75
Date- $50
Meds-$25
15th do the same thing.
Now the trick is once it's gone IT'S GONE! You can't pull more cash out. It's like paying monopoly. I suggest you start out with an amount that makes you comfortable then as you go along cut your food and household a little bit each month. Don't try to cut the fun out. Life is only worth living if your living it. Everything can't be about saving and paying off debt. It's OK to have cash set aside to treat the kids to ice cream or to go out to see a movie with your husband. When you are paying with cash you are less likely to add those "Extra" things when shopping. You will think twice before tossing that clearance shirt or another toy in the cart. I was amazed how much money we have saved just paying with cash. Do it for a month I bet you will be amazed with just how much you will save too!
Not buying the cash?! Here's a tip for credit cards with perks or using debit cards.
I know many people that have credit cards with perks or just plain don't like the idea of cash. Try doing this:
*Keep a check register in your wallet when you purchase things subtract it from your budgeted amount. Once you have hit your set amount game over. No more buying!
More tips for paying cash and not breaking the bank on every day needs:
* Have a set amount you take out every month for clothes even if you don't need them. Stash it away until you do! Even $5 a month will help ease the pain of back to school shopping.
* Same goes for gifts and parties. Set aside money for birthday gifts/parties. Even if your kiddos birthday is months away start saving now! Pick a theme early and every month grab something you will need for the party. Soda and Juice one month, some paper products next month, decor the following month and so on. It feels like my boys are ALWAYS going to birthday parties. They can break the bank FAST! I always walk the back aisles of Target and use my "party" money to snag good toys on clearance. I have a stash of toys we use for birthday party gifts. I also keep a box in the garage of toys I get for my boys through out the year for Christmas or their birthday's .
* Keep the change. I have a large jar of all the change I get back from purchases in my cabinet and every 3 months I use it to stock up on meat, do something extra fun with the boys, or get my hair done. This could work if you are doing credit/debit as well just around the amount of money UP and keep track of the change. (Bank of America has a "Keep the change" program where they round up the purchases for you and put the change in your savings account.
* Don't be so hard on yourself. It's OK if you don't get it right. Trust me I had plenty of epic fails while doing this. I also have had a few good cries over how we USE to leave. Including the time I sat in staples parking lot crying because I just spent $13 on coupon inserts and it only left me $53 for a week. Thank goodness my husband brought me back to earth and said "It's OK if we don't get it right the first time, it's a learning processes" That is SO true.
*Buying food and household items together in one transaction doesn't have to be tricky. When you get home highlight the food items, household items and tally them up and replace the money from which category you paid for it from. (Or if you are using debit/credit subtract food cost from food budget and house from house) Example:
Target $75.02
$44.02 on Home
$31.00 on food
Food Budget $250
Minus $31.00 from Target
_____________________
Leaves you with $219 for food until payday.
(If you paid for it out of Household funds take $31 for the food slot and place it back into the household funds)
There is a quote the military uses:
"There is no trying...Either you do it or you don't"
That kind summed it up for me. Either I was going to save money and live a better or I was going to stay in this slum forever.
If you have a Dave Ramsey or "How I save" story you would like to share with "Make Cents to Save" email me at
nscholl21@me.com
For more information on Dave Ramsey's programs check out
www.daveramsey.com
If you have questions, tips, or more would like more information on couponing/budgeting classes. Please feel free to email me
nscholl21@me.com
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